What types of insurance does Hiscox offer for small businesses?

Hiscox provides numerous commercial insurance policies, including those for errors and omissions, medical malpractice, errors and accidents, and workers' compensation.

Automobiles Hiscox offers commercial auto insurance that covers company cars, whether they are owned, rented, hired, or driven by employees.

All the same coverage options as comprehensive, collision, uninsured/underinsured motorist, and liability insurance are available with these policies.


Hiscox offers a policy to protect businesses from cyberthreats that could compromise their data, network, or customer information.

This may involve things like defending against privacy lawsuits, recovering from data breaches, and paying regulatory fines.

You can purchase cyber insurance, but it won't cover your minority-owned subsidiaries.

Professional negligence, fines and penalties under the Health Insurance Portability and Accountability Act (HIPAA), and defense before a licensing board are just some of the things that medical malpractice insurance can cover for those who provide care to patients.

This type of insurance may also be referred to as "medical malpractice" or "errors and omissions" policies. NOW Insurance is Hiscox's medical malpractice insurance provider.

Board Members and Executives

Hiscox offers a policy called "Directors and Officers Insurance," which protects both board members and executive staff members. In the event of wrongdoing, whether proven or suspected, coverage will kick in. For instance, the policy might cover legal fees if claims are filed against the company because of their actions.
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