Liability insurance is just one of the many coverage types offered by Liberty Mutual alongside their commercial and specialised plans.
The Business Owner's Policy (BOP) is an all-in-one insurance plan designed specifically for the proprietors of small enterprises.
Therefore, in the event of a fire or another insured event, you wouldn't have to worry about replacing costly office furnishings or equipment.
Occupational injury benefits ensure that both workers and businesses are cared for in the event of an on-the-job injury.
Liberty Mutual provides workers' compensation insurance in the event of an on-the-job injury or illness.
In addition, it would cover the costs of telemedicine and telerehabilitation for use by employees.
Liberty Mutual provides default liability insurance to safeguard your business from legal action.
In this way, it can be used to help defray legal fees in the event of a claim involving defamation, personal injury, or property damage. There is much more protection in a BOP policy than this.
Professional liability insurance for experts is a subset of general liability insurance that covers a wider range of situations. These safeguards are geared towards protecting against errors and omissions and the associated legal, financial, and reputational risks.
Architects, engineers, designers, contractors, IT specialists, and many more all have viable possibilities.
Umbrella and Excess Insurance: Liberty You may want to look into Mutual's umbrella coverage if you're concerned about coverage gaps in your current liability policy. Since excess liability insurance is intended to cover catastrophic and unforeseeable losses, its coverage limits are higher than those of typical policies.
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