Homeowners insurance from Nationwide includes extra protections that typically cost extra elsewhere.
The overall performance of Nationwide's home insurance was rated 4.5 stars out of 5. NerdWallet's editorial staff decides how to rate products.
Considerations such as policy coverage options and discounts, claim filing simplicity, website openness, company financial stability, complaint data from the National Association of Insurance Commissioners, and other factors go into the homeowners insurance score.
Nationwide's home insurance policy provides both the expected and unexpected coverages at no additional cost.
For instance, in the event of a claim, you may be entitled to ordinance or law coverage at no extra cost. This type of coverage will reimburse you, up to the policy's limits, for the cost of bringing your home up to current building codes.
Nationwide homeowners insurance will reimburse you for up to $500 in losses caused by credit card fraud, debit card fraud, check fraud, and currency fraud. Increase your coverage to a maximum of $10,000.
The following options may be available to you, depending on your location and the specifics of your policy:
Coverage for the actual cost of rebuilding your home after a covered disaster, as opposed to just the estimated cost, is known as extended or guaranteed replacement cost coverage, and it pays out above and beyond your dwelling coverage limit.
Cash Value, which can be used to repair or replace lost or broken property. (Older items are only covered for their depreciated value by a standard homeowners policy.)
If your roof is damaged for a covered reason, Better Roof Replacement will pay to have it rebuilt using upgraded materials.
Protecting your personal information and assisting you to get it back if it is stolen is what identity theft insurance is all about.
Insurance for underground service lines like plumbing and electrical wiring protects policyholders from the financial burden of repairing or replacing these lines.
The overall performance of Nationwide's home insurance was rated 4.5 stars out of 5. NerdWallet's editorial staff decides how to rate products.
Considerations such as policy coverage options and discounts, claim filing simplicity, website openness, company financial stability, complaint data from the National Association of Insurance Commissioners, and other factors go into the homeowners insurance score.
Nationwide's home insurance policy provides both the expected and unexpected coverages at no additional cost.
For instance, in the event of a claim, you may be entitled to ordinance or law coverage at no extra cost. This type of coverage will reimburse you, up to the policy's limits, for the cost of bringing your home up to current building codes.
Nationwide homeowners insurance will reimburse you for up to $500 in losses caused by credit card fraud, debit card fraud, check fraud, and currency fraud. Increase your coverage to a maximum of $10,000.
The following options may be available to you, depending on your location and the specifics of your policy:
Coverage for the actual cost of rebuilding your home after a covered disaster, as opposed to just the estimated cost, is known as extended or guaranteed replacement cost coverage, and it pays out above and beyond your dwelling coverage limit.
Cash Value, which can be used to repair or replace lost or broken property. (Older items are only covered for their depreciated value by a standard homeowners policy.)
If your roof is damaged for a covered reason, Better Roof Replacement will pay to have it rebuilt using upgraded materials.
Protecting your personal information and assisting you to get it back if it is stolen is what identity theft insurance is all about.
- Insurance for jewelry, artwork, and other expensive possessions.
- Insurance against water damage from a clogged drain or a malfunctioning sump pump.
- Protection against claims of slander, libel, and other forms of personal injury.
Insurance for underground service lines like plumbing and electrical wiring protects policyholders from the financial burden of repairing or replacing these lines.