Liberty Mutual provides its customers with a variety of commercial insurance options, such as several different liability and commercial policy options, in addition to a speciality policy.
Automotive Fleets and Businesses
If your company is involved in an accident that involves a corporate vehicle, the commercial auto and fleet plans offered by Liberty Mutual can protect your company from suffering a financial loss.
It is not clear whether or not this protection would apply to employees who drive their own vehicles while on the job; this question has not yet been answered. In the event that this is something that your company requires, you will want to make contact with an agent.
Business Premises: These policies offer protection to businesses that are dependent on their physical location. There is a possibility that this package will include insurance coverage against calamities such as fires, hurricanes, burglaries, and vandalism.
The specialised property coverage offered by Liberty Mutual can reach as high as $25 million, and it includes property limits that protect against significant disaster exposures.
Risks in Healthcare: The purpose of this coverage is to protect HMOs, healthcare providers and programmes, hospitals, and nursing homes from being held legally liable for their actions.
It offers property and casualty coverages that are designed to protect against the financial, legal, and public image risks that are associated with running a business. This functions extremely similarly to how professional liability insurance does.
Managerial Responsibility The management liability policies offered by Liberty Mutual are intended to shield company executives from the possibility of facing legal action.
In the context of this discussion, this refers to cases that can be traced back to the management, finances, benefits, or governance of a particular company. Protection from claims of breach of fiduciary duty, criminal activity, and infidelity may be included in this.